Tata Capital IPO: GMP, Date, Review & Other Details
The Indian stock market is on the anvil with the impending Indian stock market as Indian financial services leader Tata Capital Limited gears up to hold its long awaited First Public Offering (IPO).
Somya
October 09, 2025
Updated 10:20 pm
The investors are keen to understand IPO size, price range, GMP (Grey Market Premium), and review in order to apply.This IPO has already become a hot phrase in the market since Tata Group is one of the most trusted business houses in India.
Everything regarding the Tata Capital IPO such as GMP updates, issue size, date, review and whether it is a good long or short term investment will be addressed in this article.
About Tata Capital
Tata capital is the financial arm of the Tata Group which provides services such as:
Retail loans (personal loans, home loans, car loans)
Working capital and business loans.
Wealth management and investment advice.
Insurance distribution
Consumer lease and finance products.
The Tata Capital is endowed by being a member of the Tata Group, which is the brand image and trust of the customers.It is one of the most promising NBFCs (Non-Banking Financial Companies) in India due to its wide range of financial services and its expanding retail presence.
This information in terms of date and amounts provides the potential investors with an insight into the timing and size of this IPO.
Tata Capital IPO – Key Details
IPO Size: The actual issue size remains to be finalized, although the experts project that the issue size will be ₹15,511.87crore and this will be one of the largest in India.
Price Band: Announcement of price band will be made closer to opening date.Analysts think that it might be in the ₹311- ₹326 range per share.
Face Value: Will probably be ₹10 per share.
IPO Date:IPO will be opened on October 6-October 8 2025.
Lot Size: Retail investors will be informed but as a guide, it will be a lot size of 46 shares.
Listing Exchange: NSE and BSE.
Grey Market Premium (GMP) of Tata Capital IPO
The Grey Market Premium (GMP) is pre-official listing demand by investors.At this moment, as the IPO date is not fixed, the trading of GMP is restricted.Though, the initial indications are that the IPO might be priced above the issue price by a premium of 5-10% depending on the high investor confidence in the Tata brand.
Tata Capital IPO Review – Good or Bad?
Strengths
Strong Brand Value – Supported by Tata Group.
Diverse Business Model – Loans, investments, insurance and wealth management.
Strong Growth – Retail, business loan developments are growing fast.
Trust & Customer Base – Millions of customers in India.
Risks
NBFC Competition – Competes harshly with Bajaj Finance, HDFC Ltd., etc.
Market Volatility – The financial sector is very responsive to RBI policies and interest rates.
Asset Quality Risk – An increase in NPAs (Non-Performing Assets) has the potential to affect the profits.
Long-Term vs Short-Term Investment
For Long Term: Tata Capital is a good option because it has good fundamentals, brand loyalty, and potential long term growth in the financial services sector of India.
For Short Term: Investors can enjoy gains in listing in case GMP shows a good trend.
Should You Invest in Tata Capital IPO?
Tata Capital IPO can be a good bet in case you seek stable growth and long-term.It is a safe bet because it is a part of the Tata ecosystem that is safer than smaller NBFCs.Nevertheless, short term investors are required to monitor market trends and GMP and then apply.
Conclusion
Tata Capital IPO is among the most anticipated IPO of the year 2025.Having a potential size of ₹15,511.87crore, good fundamentals, and Tata brand loyalty, it is likely to become a heavy demand among retail and institutional investors.Tata Capital IPO may be a good investment, whether you are a long-term investor or intend on gaining listing gains.
Q1. What is the IPO size of Tata Capital? Ans- Tata Capital IPO size is likely to be ₹15,511.87 crore .
Q2. What is the expected price band of Tata Capital IPO? Ans- Analysts forecast the price range to be ₹311 -₹326 per share, though the company will make the ultimate announcement.
Q3. What is the GMP (Grey Market Premium) of Tata Capital IPO? Ans- According to initial reports, Tata capital IPO can list at a 5-10% premium to issue price, but actual GMP would be finalized nearer to the launch.
Q4. Is Tata Capital IPO good for the long term? Ans- Yes, with good fundamentals, a variety of services and the confidence of Tata Group, the IPO is encouraging to long term investors.
Q5. When will the Tata Capital IPO open?
Ans- This IPO will be opened on October 6-October 8 2025.