Gold has remained among the most demanded precious metals in India in investment as well as jewellery purchases. The current price of gold is a close observation among buyers, investors and traders since every slightest variation would have a reflection on the buying patterns in cities such as Delhi, Mumbai, Chennai, Bangalore, Kolkata and Hyderabad among others.

On the Gold rate today, the 20th of January 2026, the gold prices have registered a high momentum amid the uncertainty in global markets and increased demands of safe-haven assets. As a result of world economical factors and geopolitical situations, the cost of gold has hit historic levels and this affects the spot rates in key cities in India.

In this article, we will provide you with the current gold rate today (January 20, 2026), the price of 22K and 24K gold at different cities, the reasons as to why the price is fluctuating, the Gold rate on MCX ₹150100 as on 20 January 2026 and how these rates impact the buyers and investors.

Gold Rate Today, January 20, 2026 – India Overview

In India, gold prices are computed in rupees per gram and rupee per 10 grams. The 24K gold (pure gold) and 22K gold (standard jewellery gold, slightly impure) differ. The two types have been on a strong upward trend today.

As of January 20, 2026:

• 24K Gold Price (per gram): Around ₹14,728 to ₹14,848 across major cities.
• 22K Gold Price (per gram): Around ₹13,500 to ₹13,610 across major cities.
• 18K Gold Price (per gram): Around ₹11,046 to ₹11,355. 

It is not accurate rates but can be slightly different depending on the city and local taxes, making charges, and merchant prices.

In general, the gold prices were increasing with each passing day, and most of the market places indicated that gold has crossed the ₹1.5 lakh mark in 10 grams of 24K gold in some markets and this will be a historic milestone in the Indian gold market.

City-Wise Gold Rate Today (January 20, 2026)

The following are the 22K and 24K gold prices in 10 grams in some of the best cities in India:

(All prices are approximate, and the various jewellers may charge somewhat different prices.)

These prices demonstrate that gold is currently trading at a high price in all parts of India on Gold Rate Today, January 20, 2026, and the 24K prices were much higher than the 22K prices because of the difference in purity.

Gold Rate on MCX 150100 as on 20 January 2026

The MCX gold futures (symbol: 150100) is one of the key gold benchmarks used by the Indian gold traders. It is an indication of trading in the Multi Commodity Exchange (MCX) in which gold futures are actively traded. Such prices affect the spot gold prices and may provide insights to investors on which prices may be expected in future.

On 20 January 2026, MCX gold futures have been performing well because of safe-haven purchase. Although there are slight variations in the exact figures according to the month of the contract, the general tendency is a bullish one, that is contract prices are increasing, and therefore increases in the physical gold spot prices ultimately. Analysts recommend that one monitors MCX rates when you want to trade in gold futures.

Why Gold Prices Are Rising Today

There are a number of causes that are driving the existing gold price boom:

1. Global Economic Uncertainty

When the economy is not stable, there is a tendency of the investors to purchase gold. Current geopolitical unrests such as the world political events have forced investors to identify with gold as a safe-haven investment.

2. Currency Movements

A depreciated Indian rupee will raise the cost of gold in India since gold is imported in dollars. When the rupee goes weak against the dollar, gold will be more expensive in the country.

3. MCX and International Trends

The increased international gold prices and good trading of futures on MCX also favor the increase in domestic gold prices.

4. Demand in India

India has also a high demand of gold jewellery in wedding, festival and investment hence forcing the price higher in high demand period.

Tips Before Buying Gold Today

• Check Multiple Jewellers: There may be slight variations in prices because of the imposition of charges and GST.

• Choose the Right Purity: 24K is the purest and the most expensive and 22K is the most popular in jewellery.

• Watch MCX Trends: Futures market is prone to future price variations; hence, it can be a good indicator to invest.

• Time Your Purchase: When the prices appear high, you can wait until it cools down- though it can be difficult to anticipate the immediate trends.

Stay with us for more.

5 FAQs on Gold Rate Today, January 20, 2026

Q1. What is the gold rate today, January 20, 2026, for 22K and 24K?
Ans. The current trade today is 22K gold ₹13,500-₹13,610/gram and 24K gold ₹14,728-₹14,848/gram in the leading cities.

Q2. Why have gold prices increased so much today?
Ans. The global uncertainty, high demand by investors, low rupee, and higher MCX futures trading are contributing to the increasing gold prices.

Q3. Are gold rates the same in all cities?
Ans. No. The prices are slightly different in each city due to the local taxes, making charges, and jeweller prices.

Q4. Is 22K or 24K gold better to buy?
Ans. It varies according to purpose. 24K is pure gold, which is best to invest in whereas 22K is strong and may be used in jewellery. Making charges and GST have an impact on the end cost.

Q5. How does MCX gold price affect local gold rates?
Ans. The local spot prices are affected by the MCX futures prices. Increased futures would have a tendency of increasing spot rates due to the anticipation of high demand in the future by traders.